About Unique Financial Advisors

Expert guidance for your financial confidence and success

What We Stand For

With a relentless focus on personal attention and trust, we are here to help you achieve
financial wellness with a comprehensive approach tailored to your needs

Fiduciary

As fee-only fiduciaries, we
refuse commissions and do not
sell financial products.

Experienced

Between our credentials and
industry involvement, we apply
the right skills and approach to
effectively meet your needs.

Trustworthy

Your trust and confidence in us
means more than anything,
which is why transparency is
critical to our relationship.

Meet Our Team

Vid Ponnapalli, MS, CFP, EA

Owner & Principal Financial Advisor

Flashback: I was 40. My wife and I were busy with our careers and three children.
Our financial accounts were scattered; we were paying a lot in income taxes, and
we had conflicting financial goals: spend on family vacations, save for our kids’
education, or save for retirement?

We needed help organizing our financial life. We looked for financial advice, but
could not find an unbiased financial advisor with fair fees and who would put our
interest before theirs.

Fast forward: I realized that busy, mid-career professionals are underserved by traditional financial planning methods. I wanted to change this paradigm, so I launched Unique Financial Advisors in 2014, committed to providing fee-only financial advice that didn’t focus on assets under management.

I became an Enrolled Agent (EA) in 2016 to prepare tax returns and ensure my clients have a dedicated, one-stop source for their finances.

My beautiful wife, Maha, and I live in Holmdel, New Jersey. Our three young boys are on their path to settling down in life. When I am not working, I enjoy hiking, skiing, and spending time with family.

Maha Gannavaram, MBA

Partner & Chief Operations Officer

Maha brings broad management and leadership experience to the team.
She previously worked at Verizon and Lucent for over twenty years, managing
several teams to efficiently deliver products and services.

Maha has been working with Unique Financial Advisors since 2021 as a partner, overseeing
the firm’s operations and vendor management. She takes care of client
onboarding, account paperwork, custodian communications, invoicing, and
reporting to ensure a seamless, personable experience for our clients.

Maha has an MBA, an MS in Computer Science, and a Series 65 license. Maha has been a NAPFA (National Association of Personal Financial Advisors) member since 2022 and is their current DEI (Diversity, Equity, and Inclusion) chair.

Maha is an active volunteer in her local community, loves cooking, is an avid reader, and enjoys traveling and spending time with family.

Dhvani Udani, MBS

Associate Advisor

As a second-generation immigrant, Dhvani developed an early appreciation for the importance of financial security and the opportunities that thoughtful planning can create. Her career at Verizon, followed by the financial decisions that came with marriage, homeownership, and raising a child, led her to spend countless hours learning how to balance preparing for the future with enjoying life in the present. These experiences ultimately inspired her to pursue a career in financial planning so that she can help others do the same.

Dhvani holds a B.S. in Electrical and Computer Engineering and a Master of Business and Science. Her engineering and business background has shaped the analytical, structured approach she brings to financial planning, while her own experiences have given her a deep appreciation for the personal side of financial decision-making. She believes good financial planning is not just about numbers, but about understanding what matters most to each client and creating a plan that supports the life they want to live. She has passed the CFP® and Series 65 exams and has been part of the Unique team since October 2025.

Dhvani is particularly passionate about working with early- to mid-career professionals navigating the many financial decisions that come with this stage of life. She enjoys helping clients turn what can feel like an overwhelming collection of financial questions into a clear path forward, empowering them to make informed decisions and build confidence in their financial future.

Outside of work, Dhvani enjoys traveling (20 countries and counting), finding the best coffee shop, reading the newest fiction novel, and spending time with family and friends.

Our Professional Connections

Leveraging our network to provide you with up-to-date,
strategic, and comprehensive support

Charles Schwab
NAPFA
CFP®
Fee Only Network
XYPN Network

As one of the world’s largest financial services providers and secure custodians, Charles Schwab provides access to a wide range of institutional products and services, allowing us to more effectively meet your needs.

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The National Association of Personal Financial Advisors (NAPFA) is the leading professional association of fee-only financial advisors- highly trained experts dedicated to acting in the best interests of their clients.

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The CFP^® designation is the gold standard in financial planning. CFP^® professionals uphold rigorous education, training, and ethical standards and are dedicated to serving their clients’ best interests.

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A network of financial advisors dedicated exclusively to you – independent of any broker, bank, or insurance company. They prioritize your interests with a transparent fee structure and a fiduciary oath.

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The XYPN Network provides a virtual community for financial advisors, offering members compliance support services, marketing assistance, business tools and templates, and diverse technology solutions.

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