Retirement Planning Archives - Unique Financial Advisors

What to Consider When Considering Early Retirement

by Vid Ponnapalli | Apr 10, 2022 | Financial Planning, Retirement Planning

Retirement doesn’t look the same as it used to. Many workers want to take a step back from the workforce long before age 65, yet many fail to do the proper planning ahead of time that makes early retirement possible. Retiring early brings many complexities into the...

Five Must Know Facts About Taxes in Retirement

by Vid Ponnapalli | Oct 25, 2021 | Retirement Planning, Tax Planning

Five Things to Know About Taxes in Retirement When planning for expenses in retirement, it’s easy to begin thinking about travel and vacations while overlooking one significant expense – taxes. In Nationwide’s 2021 Retirement Income Survey, 41% of retirees...

Direct or Indirect Rollover? What is the difference?

by Vid Ponnapalli | Feb 19, 2020 | Financial Planning, Retirement Planning, Wealth Management

If you are a mid-career professional, chances are you have switched jobs a few times, and considered rolling over funds from your ex-employer retirement plan. So, here you go: In this video, I will present to you the difference between a “Direct”...

SECURE Act limits Stretching Inherited IRA distributions

by Vid Ponnapalli | Dec 27, 2019 | Retirement Planning, Wealth Management

If you are expecting to inherit an IRA from a parent or a grandparent in the coming years – you just lost an important benefit – thanks to SECURE Act that went into law earlier this week. Inherited IRAs lost STRETCH opportunity due to SECURE Act Starting...

What to know about ROTH conversions

by Vid Ponnapalli | Nov 10, 2019 | Financial Planning, Retirement Planning, Tax Planning, Wealth Management

Are you debating if you should convert some of your Traditional IRA money to a ROTH IRA this year? Today, I will tell you three very important factors to consider before making the decision. So, here are the three factors to consider before committing to a ROTH...

How to prioritize HSA vs 401K?

by Vid Ponnapalli | Nov 1, 2019 | Retirement Planning, Wealth Management

Last week, I talked about the tax benefits of Health Savings Accounts. Today, I will answer a very common question asked about HSAs How do you prioritize saving in an HSA vs saving in a 401K? So, here is the question: Let’s say you are eligible to...

« Older Entries

What to Consider When Considering Early Retirement

Five Must Know Facts About Taxes in Retirement

Direct or Indirect Rollover? What is the difference?

SECURE Act limits Stretching Inherited IRA distributions

What to know about ROTH conversions

How to prioritize HSA vs 401K?

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