Direct or Indirect Rollover? What is the difference?

Direct or Indirect Rollover? What is the difference?

 If you are a mid-career professional, chances are you have switched jobs a few times, and considered rolling over funds from your ex-employer retirement plan. So, here you go: In this video, I will present to you the difference between a “Direct”...
SECURE Act limits Stretching Inherited IRA distributions

SECURE Act limits Stretching Inherited IRA distributions

If you are expecting to inherit an IRA from a parent or a grandparent in the coming years – you just lost an important benefit – thanks to SECURE Act that went into law earlier this week. Inherited IRAs lost STRETCH opportunity due to SECURE Act Starting...
What to know about ROTH conversions

What to know about ROTH conversions

Are you debating if you should convert some of your Traditional IRA money to a ROTH IRA this year? Today, I will tell you three very important factors to consider before making the decision. So, here are the three factors to consider before committing to a ROTH...
How to prioritize HSA vs 401K?

How to prioritize HSA vs 401K?

  Last week, I talked about the tax benefits of Health Savings Accounts. Today, I will answer a very common question asked about HSAs How do you prioritize saving in an HSA vs saving in a 401K? So, here is the question: Let’s say you are eligible to...
HSA = Tax-Free Money

HSA = Tax-Free Money

This post is about how Healthcare Savings Accounts (a.k.a. HSAs) save you tons of money in way of tax savings! So, let’s come to the point – how do HSAs save you tax dollars? Very simple. If planned well, the money you saved in an HSA is never taxed; Yes, you...
7 Steps for Financial Independence for Mid-Career Professionals

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