Professionals Thinking of Retirement
Your one stop source for all your financial needs
We Understand You
Your Retirement, Your Way: Expert
Guidance for a Secure Future
You may not have a set retirement date yet, but you want to make sure your finances are organized the right way now to make sure your post-work life is everything you envision it to be.
Here are the key areas where we can assist you:
- Organizing your financial assets
- Evaluating retirement income sources, such as Social Security and pensions
- Identifying opportunities for Roth conversions
- Analyzing your estate planning needs
- Planning your retirement income distributions
- Assessing your current portfolio allocation (including your 401K) and customizing it for your retirement goals
- Reviewing your current insurance coverage and identifying any gaps
- Creating a comprehensive retirement plan with tailored recommendations
Let us help you achieve your financial goals with clarity and confidence.
Our Services
Investment Management
Tax Strategies
Financial Planning
Comprehensive Financial Planning
Financial planning is not a one-time activity, nor it is about delivering you a stack of documents to decipher.
To us, financial planning is partnership. We are here to empower you with the knowledge and tools you need to make sound financial decisions and achieve your financial goals – throughout your life.
What You Get:
- A review of your financial assets and goals to develop a comprehensive financial plan unique to your situation.
- Collaborative access to your up-to-date financial plan to help track goals, action steps, and recommendations
- Ongoing meetings to review changes in your finances, and unlimited access to our team for all of your financial questions.
Efficient Tax Strategies
We are a one-stop shop for all your tax related needs. While tax planning is integral part of our financial planning subscription, tax preparation is a separate service.
As part of our planning process, we will Identify tax saving opportunities in your current situation, project your future income taxes, and develop tax planning strategies. When preparing your taxes, we will leverage these strategies to maximize your deductions.
What You Get:
- Accurate and timely tax preparation and consultation services. We will electronically file your tax return so you receive your refund faster.
- Projection of next year’s taxes to plan ahead and identify saving opportunities based on your situation.
- Development of what-if scenarios via our financial planning software to determine the right tax strategy.
Detailed Investment Management
Our investment philosophy is to manage your money in low-cost, tax-efficient, globally diversified portfolios for the longer-term.
Based on a well-defined criteria, we allocate and rebalance portfolios at the household level and will continuously monitor your portfolio so we can rebalance as needed.
What You Get:
- An Investment Policy Statement unique to you, which guides us as we update and monitor your portfolio
- Careful analysis of your risk tolerance, risk capacity, tax situation, and time horizon to assign one of our proprietary portfolios to your household accounts.
- Rebalance of your portfolio as needed to maintain your established asset allocation and manage risk.
Take the Next Step Toward
Financial Confidence
Achieve the financial wellness you’ve been striving for
with a personalized plan and dedicated partnership
1
STEP 1
Schedule an Appointment
2
STEP 2
Initial Discovery Meeting
3
STEP 3
Become a Client & Implement Your Plan
Frequently Asked Questions
What Is Your Fee Structure?
Comprehensive financial planning is a flat fee service, with an up-front fee followed by an ongoing quarterly fee (starting from quarter 2). Investment Management is charged as a % of assets we manage – payable quarterly in arrears. If these continuous services are not right for you, we offer several one-time services which are priced per service. To learn more about our fees, please visit our PRICING page.
Are you a fiduciary?
Yes we are. As a fiduciary, fee-only financial advisory firm, we have no conflicts of interest. We refuse commissions, referral fees or any other sort of kickbacks. Our only interest is you! This means that you as the client will always come first and we will have no incentives beyond providing you with the best possible service.
Do you have custody of our assets?
No we do not, the assets are held at our custodian partner, Charles Schwab, in your name. You and you ONLY have full access to your accounts. In order for us to manage your portfolio, you will provide us a limited access to your accounts which enables us to trade on your behalf and to collect our fees when they are due.
My financial accounts are scattered. Will you help consolidate them?
Absolutely. We not only help you with recommendations of how to consolidate, we will help you with all the necessary paper work to facilitate the transfers as required.
